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Credit Health · Tier 1

Detailed credit report + AI plan

See where your score stands, what's hurting it, and the fastest way to lift it — in minutes.

Delivered in minutesNo auto-renewPAN on file
One-time price₹99one-timefor your full bureau report + a personalised AI action planInclusive of GST · no subscription, ever
Secure checkout · takes about 30 seconds

What you get

Full bureau report (PDF)

Score, accounts, enquiries, payment history

AI action plan

Three prioritised steps for your profile

Instant delivery

WhatsApp + email · saved in-app forever

One-time, no auto-renew

Free score refresh after 30 days

How it works

  1. 1Step 1

    Pay securely

    ₹99 one-time, 256-bit encrypted.

  2. 2Step 2

    We pull your report

    With your consent — PAN already on file.

  3. 3Step 3

    Get your plan

    Report + 3 steps, in minutes.

What you'll walk away with

The exact three things to do next to start lifting your score — no jargon.

Learn as you go

  • Your is a 300–900 number lenders use to decide your loan and card offers.
  • and move it the most — and they're the fastest to fix.
  • Checking it here is a , so it never lowers your score.

Care tip

Small, steady habits — paying on time and keeping card use low — lift your score faster than any quick trick. Your plan tells you exactly which one to start with.

256-bit encryptedDPDP Act compliantBureau data never soldRefund in 24h

By paying, you authorise payd24 to pull your bureau report per the DPDP Act, 2023. Payments are 256-bit encrypted and processed by a PCI-DSS-compliant gateway. Refund within 24 hours if the report isn't delivered.